Replacing Damaged and Torn US Currency

Every year the United States Treasury redeems over $30 million worth of damaged and mutilated paper money — currency. Here is how to get damaged or mutilated U.S. money replaced. Replacing US Currency Damaged U.S. currency—paper bills—that have merely been damaged can typically be replaced at a bank, while bills that have been mutilated must be mailed to the U.S. Bureau of Engraving and Printing for replacement.To be considered damaged but not mutilated, at least one-half of the damaged bill must be clearly identifiable. Bills that are dirty, defaced, or torn can typically be replaced at a bank.Bills that have deteriorated from being buried in soil or have been damaged by fire, flooding, chemicals, explosions, animals or insects are more likely to be considered mutilated.The Bureau of Engraving and Printing (BEP) does not charge for inspecting or replacing mutilated currency, however, the BEP must be able to identify the mutilated bills as being valid U.S. currency. The correct procedure for replacing US currency depends on how and how badly the money has been damaged. According to the Bureau of Engraving and Printing (BEP), U.S. currency that has been damaged, but not mutilated, can usually be redeemed at a bank, while truly mutilated bills require special handling. What is Damaged, but Not Mutilated Money? Damaged but not mutilated currency includes any bill that is CLEARLY more than one-half of the original bill and does not require any special examination or investigation to determine its value. Examples of non-mutilated bills include those that are badly soiled, dirty, defaced, disintegrated, limp, torn or otherwise worn out.These damaged-but-not-mutilated bills can be exchanged through your local bank. Replacing Mutilated Currency The Bureau of Engraving and Printing considers mutilated money to be less than about 51% of the original bill or any bill so badly damaged that its value cannot be determined without special handling and examination. The mutilated currency has most often been damaged by fire, flooding, chemicals, explosions, animals or insects. Another very common source of damage to currency is fossilization or deterioration from being directly buried in soil for long periods of time. The BEP redeems mutilated currency as a free public service. Mutilated currency must be mailed or personally delivered to the Bureau of Engraving and Printing. Here, according to the U.S. Treasury is how to do it: When mutilated currency is submitted, a letter should be included stating the estimated value of the currency and an explanation of how the currency became mutilated. Each case is carefully examined by an experienced mutilated currency examiner. The amount of time needed to process each case varies with its complexity and the case workload of the examiner. However, the BEP warns that heavy volume and the precise nature of the work may result in longer wait times. The Director of the Bureau of Engraving and Printing has the final authority for the settlement of mutilated currency claims. Although Treasury examiners are usually able to determine the amount and value of the mutilated currency, carefully packaging the currency is essential to prevent additional damage. In general, the BEP will replace mutilated currency if: More than 50% of a bill that can be identified as United States currency is present, along with sufficient remnants of any relevant security features; or,Less than 50% of a bill identifiable as United States currency is present and the method of mutilation and supporting evidence demonstrate to the satisfaction of the Treasury that the missing portions have been totally destroyed. Every year, the Treasury Department handles approximately 30,000 claims and redeems mutilated currency valued at over $30 million. Procedure for Mailing Mutilated Currency The following procedures should be used when packing mutilated currency for examination and possible replacement by the Bureau of Engraving and Printing: Regardless of the condition of the currency, do not disturb the fragments any more than is absolutely necessary.If the currency is brittle or inclined to fall apart, pack it carefully in plastic and cotton without disturbing the fragments and place the package in a secure container.If the currency was mutilated in a purse, box, or another container, it should be left in the container to protect the fragments from further damage.If it is absolutely necessary to remove the fragments from the container, send the container along with the currency and any other contents that may have currency fragments attached.If the currency was flat when mutilated, do not roll or fold the notes.If the currency was rolled up when mutilated, do not attempt to unroll or straighten it out.If coins or any other metal is mixed with the currency, carefully remove it. Any fused, melted, or otherwise mutilated coins should be sent to, Superintendent U. S. Mint, Post Office Box 400 Philadelphia, PA. 19105. Mailing Address for Mutilated Currency Mutilated currency, packed according to the above instructions, should be mailed to: Department of the TreasuryBureau of Engraving and PrintingOffice of Currency StandardsP. O. Box 37048 Washington, D. C. 20013 All mutilated currency should be sent by Registered Mail, Return Receipt Requested.  Purchasing postal insurance on the shipment is the responsibility of the sender. For cases that are expected to take longer than four weeks to process, the Bureau of Engraving and Printing will issue a written confirmation of receipt. To obtain information about your mutilated currency shipment, contact the Mutilated Currency Division at 1-866-575-2361 or 202-874-8897. Personal deliveries of mutilated currency to the Bureau of Engraving and Printing are accepted between the hours of 8:00 A.M. and 2:00 P.M., Monday through Friday, except holidays. The Office of Currency Standards is located at 14th and C Streets, S. W., Washington, D. C. What About Damaged Coins? The United States Mint will replace uncurrent (badly worn) coins with new coins of the same denomination and will redeem mutilated coins for their current scrap metal value. Uncurrent coins are whole coins but are worn or reduced in weight by natural abrasion. They are easily recognizable as to genuineness and denomination and are in such condition that coin sorting and counting machines will accept them. Undercut coins that are too badly worn to be redeemed by commercial banks may be redeemed only at  Federal Reserve Banks and branches. Uncurrent coins are replaced with new coins of the same denomination by the Federal Reserve Banks and then forwarded to the United States Mint. Mutilated coins, on the other hand, are coins that are bent, broken, not whole, or fused or melted together.

EFFECT OF PEER PRESSURE OF STUDENTS ACADEMIC PERFORMANCE...

CHAPTER TWO Introduction Peers become an important influence on behavior during adolescence, and peer pressure has been called a hallmark of an adolescent experience. Peer conformity in young people is most pronounced with respect to style, taste, appearance, ideology, and values. Peer pressure is commonly associated with episodes of adolescent risk taking (such as delinquency, drug abuse, sexual behaviors, and reckless driving) because these activities commonly occur in the company of peers. Affiliation with friends who engage in risk behaviors has been shown to be a strong predictor of an adolescents own behavior. However, peer pressure can also have positive effects when youth are pressured by their peers toward positive behavior,†¦show more content†¦Pre-teens and teenagers face many issues related to conformity and peer pressure. They are pulled between the desire to be seen as individuals of unique value and the desire to belong to a group where they feel secure and accepted. The result is that often teens reject family or general society values, while feeling pressure to conform rigidly to the values of their peer group. An example of this phenomenon is seen when young people join gangs. In joining the gang they are rejecting the communitys way of dressing and behaving. Yet to belong to the gang, they must conform to the gangs own style of dress, behaviour, and speech. (Kellie B. Gormly, Peer Pressure -- for students and adults -- can be positive, Pittsburgh Tribune-Review, March 18, 2013.) However, its something most parents dont want to hear, but the sad fact is that the most influential people in your teens life are their friends. Most parents like to think that they have some say in what their teenage child does, but the truth is that most parents sorely underestimate the power of peer pressure. Peer pressure can turn a perfectly level headed child into class-cutting, insolent, problem child. Why is this? Well, several reasons. First teens are not children, and theyre not adults so you cant use either form of psychology on them. A teens body is under the powerful thrall of hormones. Youre not dealing with a rational person. Hormones are powerful chemicals,

Is Facebook boosting or hindering communication Free Essays

Is Facebook boosting or hindering communication? Facebook is the most famous commonly used social media. It has become the preferred method for keeping in touch with people. Almost every young person has at least one Facebook account. We will write a custom essay sample on Is Facebook boosting or hindering communication or any similar topic only for you Order Now However useful it might be in social life and education, Facebook brought about a set of new barriers and threats in these areas. There is an irony in the sense that social media, like Facebook, has the ability to make us less social. Doubtless it may be stimulating to feel so connected with others, and et there is no way to deny that underneath this feeling, there is a sense of emptiness. Robin Sharma agrees with that fact in his book The Greatness Guide by saying that the more we are electronically connected, the more we are emotionally disconnected. In other words, while people spend many hours of their days on Facebook chatting, posting status and wishing happy birthdays and engagements to one another, they forget about the importance of conversation in the traditional way. They completely forget about the effectiveness of sitting to dinner with the family or hanging out with friends. In a word, Facebook is gradually robbing people of what distinguishes them as human beings. Not only does Facebook make us less social, but also sometimes conveys a completely different reality about its users. Anyone can hide behind Facebook posts, giving any image they want about themselves and creating an illusion about their personality. They can be whoever they want, depending on the fact that their audiences have no hoice but to be confused, having no verbal communication. So, our only real method of communication is through voice-to-voice or face-to-face communication. It is only through this way that when one hears a tone of voice or looks into someone’s eyes, they are able to know when â€Å"l am okay† does not mean they are okay at all. Thus, without any means of communication but phrases, abbreviations, snippets and emoticons on Facebook, one can never be sure whether these things are accurate representations of the truth. As for education, students, no doubt, owe Facebook a lot for facilitating their education process, but still it is a main contributor to the failure of many of them. Although Facebook plays a role in breaking the ice between colleagues in schools or universities, it wastes much of their time in chatting about trivial matters. It is true Facebook helps students keep updated with the latest news about their studies, even if they are absent from schools or universities. But student rumourmongers ruin verything by spreading so much false news that any news by any student is subject to suspicion, which turns the advantage into a disadvantage. This way Facebook is more of a waste of time for students. Facebook. Now compare this time to the time you spend in real life with your family, friends and your colleagues at school, university or work. Try to make the decision of making the best use of Facebook and try to avoid as many of its disadvantages as possible. Out of my own experience, the time and relations you are going to revive are worth giving a try. How to cite Is Facebook boosting or hindering communication, Papers

Jane Eyre Essay Paper Example For Students

Jane Eyre Essay Paper From the beginning, Jane possesses a sense of her self-confidence and contentment. Her integrity is continually tested over the course of the novel, and Jane must learn to balance the frequently conflicting aspects of her so as to find contentment. An orphan since early childhood, Jane feels exiled and out of favor at the beginning of the novel, and the cruel treatment she receives from her Aunt Reed and her cousins only worsens her feeling of alienation. Afraid that she will never find a true sense of home or community, Jane feels the need to belong somewhere, to find kin, or at least kindred spirits. This desire irritates her equally strong need for independence and free will. In her search for freedom, Jane also struggles with the question of what type of freedom will make her happy. While Rochester initially offers Jane a chance to liberate her passions, Jane comes to realize that such freedom could also mean enslavementby living as Rochesters mistress, she would be sacrificing her dignity and integrity for the sake of her feelings. St. John Rivers offers Jane another kind of freedom: the freedom to act completely on her ethics. He opens to Jane the possibility of exercising her talents to their fullest by working and living with him in India. Jane eventually realizes, though, that this freedom would also establish a form of imprisonment, because she would be forced to keep her true feelings and her true passions always in check. When she reunites with Rochester, though based on a monetary level, she non-the-less finds herself to be equal to him. It is possible to question Jane Eyres equality to Rochester on the grounds that Jane only becomes Rochesters full equal when he is physically in poor health and dependent on her to guide him and read to himin other words, when he is physically incapable of mastering her. However, the thought of Jane finding herself Rochesters equal not because of the physical decline Rochester has suffered but because of the independence that Jane has attained, by coming to know herself more fully, is also possible. Bronte seems to suggest the way in which Janes quest for love and a feeling of belonging should not influence her opinion of herselfnor restrict her intellectual, spiritual, and emotional independence. Bronte suggests that it is only after coming to know herself and her own strength that Jane can enter entirely into a well-rounded and loving relationship with Rochester, and finally achieve happiness and self-accomplishment. http://www.Spark Notes.com